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Chenoa Talk – Homebuyer

Welcome to Chenoa Talk. A collection of blog posts about all things related to home buying! Whether you’re a first-time homebuyer or an experienced pro looking for valuable tips and knowledge, our blog guides you through challenges and the home purchasing process.

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How USDA Loans Make Homeownership More Affordable

As home prices continue to rise—even in rural areas—the dream of owning a home becomes increasingly challenging for first-time buyers. When mortgage rates are also…
September 6, 2023

Cash Required to Buy a Home

For most first-time homebuyers, understanding the true cost of homeownership isn’t easy. There’s the down payment, of course. But there are many other costs that…
July 18, 2023

A New Chapter in Our Story: Our Dynamic Rebranding

As proof that time does indeed fly, this year marks the 10th anniversary of CBC Mortgage Agency (CBCMA). We know, we can hardly believe it ourselves!…
June 2, 2023

The Case of the Disappearing Down Payment—And How to Solve It

Many Americans spend years saving up enough money for a down payment on a home. Under normal circumstances, the endeavor is a major struggle that…
February 21, 2023

How to Help Your Borrowers Take Advantage of Falling Home Prices

With interest rates significantly higher than they were a year ago, many would-be homebuyers have put their homeownership dreams on hold. But in an otherwise…
January 6, 2023

What Falling Home Prices Mean for Your Borrowers

The U.S. housing market hasn’t been too friendly to first-time homebuyers for some time. In fact, potential homebuyers have experienced a double whammy of sorts…
December 13, 2022

What makes the Chenoa Fund down payment assistance program unique?

For those of us who work in the housing industry, few things are more fulfilling than helping individuals and families buy their first home. In…
November 1, 2022

Can Down Payment Assistance Ease Homebuying Concerns for Worried Buyers?

The decision to purchase a home is not an easy one to make. Many still consider the American Dream to be homeownership, and while having…
September 12, 2022

5 Tips for Buying a Home in a Competitive Market

After two years of record-low, mortgage interest rates, today's future homebuyers are moving into a rapidly increasing interest rate market. Home price appreciation remains high…
June 2, 2022

Overcoming Barriers to Minority Homeownership

In 2010, the US Department of Housing and Urban Development released the article “Barriers to Minority Homeownership.” The top three barriers detailed in this article…
May 4, 2022

5 Financial Challenges for First-time Homebuyers

With interest rates rising along with home prices, there may be no better time to get started financially preparing to buy a home than now.…
May 1, 2022

Guide to Qualifying for Down Payment Assistance

There are a variety of reasons that future homebuyers across the nation are looking into down payment and closing cost assistance programs right now. With…
April 4, 2022