About Us And Our Mission


As a tribally owned, federally chartered, government agency, we strive to increase nationwide affordable and sustainable homeownership opportunities for all credit worthy, low and moderate-income individuals.


About Us

CBC Mortgage Agency (CBCMA) was formed in 2013 by the Cedar Band Corporation, a tribally owned enterprise, wholly owned by the Cedar Band of Paiutes, with a goal to diversify the tribes business interest. Cedar Band Corporation operates 9 subsidiaries both on and off the reservation to promote economic self-sufficiency.


Through our Chenoa Fund program, CBCMA offers down payment assistance to credit worthy, low and moderate income individuals. Our programs are offered to all credit worthy individuals nationwide, excluding New York state. CBCMA partners with quality mortgage lenders on a correspondent basis.


CBCMA is dedicated to increasing homeownership in diverse communities. To date, we have assisted over 25,000 borrowers with their down payment, of which 55% are minority and 75% are first time homebuyers. To assist all our borrowers successfully transition to homeownership, we provide 18 months of post purchase counseling from a HUD-approved counseling agency.


Miki Adams, President

Miki has spent more than 20 years managing change and productivity through calm and tumultuous economies in the residential mortgage business. She has produced excellent results in big and small companies. Her experience extends across all phases of residential mortgage lending, including retail and wholesale originations, quality control and compliance, underwriting through post closing activities, capital markets/loan sales and legacy loan portfolio management.

Michael Whipple, Senior Vice President

Michael graduated from Brigham Young University and the University of Michigan
Law School. He practiced law as a transactional attorney before entering into the
mortgage services industry. He has been an executive with CBC Mortgage Agency since

Matt Pettit, Vice President, National Program Director

Matt has ten years of experience in B2B sales in the business lending and Mortgage Lending
industries. His expertise within CBC Mortgage Agency is in onboarding new lenders to
offer the program, and training their processing and post-closing departments.

Buck Hawkins, Director of Capital Markets

Buck has twenty years Mortgage Banking experience, including Retail, Consumer

Direct, and Wholesale platform experience. He has created, managed and grown divi-
sions into efficient and profitable channels. His experience includes all aspects of Capi-
tal Markets, originations, credit and collateral risk…

Mat LaMunyon, Servicing Manager

Mat has eleven years experience in mortgage banking, including, servicing, investor reporting, investor accounting, compliance, post closing and loss mitigation. He has created and managed full servicing departments. His experience includes all aspects of post closing, loan servicing and investor relationship management.

Chris Tyrrell, Due Diligence Underwriting Manager

Chris comes to the Company with close to 20 years of industry experience developing teams and managing roles with Credit, Quality Control and Compliance. With a passion for helping people succeed, Chris has always gravitated towards management and strategy, finding a balance between protecting risk and maximizing production. Chris is honored to be a member of an organization with a commitment to integrity, people and a core value system that is unmatched. He is so proud of CBC’s drive and dedicated approach to responsible lending, while providing opportunities for affordable and sustainable homeownership across the nation. Chris finished his education in the Cal State system in Business Management and has worked in the mortgage industry ever since!

Tai Christensen, Chief Diversity Officer + Director of Governmental Affairs

Tai Christensen has been in the mortgage industry for over 17 years, specializing in working
with the underserved. She has held positions as a loan processor, the manager of a mortgage
brokerage specializing in modifying loans for families facing foreclosure, and as the manager of
a law firm specializing in negotiating mortgage terms for families facing Trustee Auction dates.
She is committed to assisting the underserved, credit worthy communities become responsible
homeowners and building inter-generational wealth through homeownership.

Requesting Information

If you would like more information about this program, please contact our program development team.

Phone: 866-563-3507

Email: info@chenoafund.org

CBCMA Does Not Originate Mortgage Loans. This is not an offer to lend money nor a solicitation of a mortgage application by CBCMA.