Due to current market conditions, the CBC Mortgage Agency will be capping the rate on FICO scores between 620 and 639 at 5.75. We will not allow a rate higher than 5.75 in this FICO band as the market price for this FICO band at rates higher than 5.75 is significantly worse than those rates at 5.75 and below. We are working on a way to limit rates in this FICO band to 5.75, so until this can be implemented, we will be manually adjusting these rates if a rate is locked higher than 5.75. Please note this will be effective as of Monday, December 3rd.
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