Being a homeowner takes a whole lot of know-how that isn’t immediately obvious to a first-time homebuyer. To begin with, the financial commitment of owning a home doesn’t end at closing—borrowers have to be prepared to budget so they can afford a monthly housing payment and other home expenses. While this might be an easy … Continue reading "The Benefits of Homebuyer Counseling and Homebuyer Education"
Many loan officers came surfing into the first quarter of 2021 on a tidal wave of refinances that seemed unstoppable. Now, many find themselves tumbling to a halt as the tide ebbs just as quickly as it initially surged in. Sure, there’s still a market for refinancing, but many mortgage companies and loan officers are … Continue reading "Overcoming Lender Challenges: The Latest New Normal Obstacles"
Does anyone still remember 2019? Remember relaxing in your living room, enjoying the view, and looking forward to having friends or family come and visit (in person!) over the weekend? At that idyllic moment, who would have ever imagined that the world would be turned upside-down in just a matter of months and that things … Continue reading "Combating Housing Shortages and Price Increases on Homes"
“Hello, my name is Bob and I’ll find you the home of your dreams.” “Hi, my name is Jane and I know the area very well.” “Oh, hey there, my name is Larry, I’ll find you the perfect home to fit your budget.” Ahh…. Sounds overwhelming right? That’s what looking for a home sounds like … Continue reading "3 Ways To Stand Out From The Crowd As A Real Estate Agent"
When it comes to being a lender, it can be quite challenging to offer homebuyers the right loan to take advantage of when making a life-changing decision like buying a home. In this guide we will dive into some hurdles that lenders face and how Chenoa Fund, offered by CBC Mortgage Agency, can help resolve … Continue reading "Top 3 Lender Loan Hurdles to Overcome with Homebuyers"
If you want to get a mortgage, you’re going to need a mortgage lender. Fortunately, the current mortgage market has an absolute wealth of lenders to choose from: lenders that focus on low rates, on low fees, or refinances, and the list goes on. As a result, it can be very difficult to find a … Continue reading "Quick Tips—How to Choose a Lender"
Last week we discussed several financial reasons why borrowers with good credit need down payment assistance. I had several other points that I wanted to make, but they didn’t fit the scope and length of that article. As a result, this week’s article includes some miscellaneous reasons and data why borrowers with good credit need … Continue reading "Borrowers With Good Credit Need Down Payment Assistance Part 2"