Who We Are

As a tribally-owned, federally chartered, governmental agency, our culture and values propel us toward our mission of increasing affordable and sustainable homeownership opportunities, nationwide, for all creditworthy, low-to-moderate income individuals.

Community Impact

We are dedicated to increasing homeownership in diverse communities.

To date, we have assisted over 38,000 borrowers with their down payment. To assist all our borrowers successfully transition to homeownership, we provide 18 months of post purchase counseling from a HUD-approved counseling agency.

Down payment assistance for creditworthy, low-to-moderate income individuals.

We partner with quality mortgage lenders on a correspondent basis to offer the Chenoa Fund down payment assistance program nationwide, excluding New York state.

Supporting Native
Economic Growth

CBC Mortgage Agency was incorporated in 2013 by the Cedar Band Corporation, an enterprise wholly owned by the Cedar Band of Paiutes.

Cedar Band Corporation operates 9 subsidiaries both on and off the reservation to promote economic self-sufficiency.

Our Culture

Diversity, Equity
and Inclusion

We value each individual perspective and encourage our team members to create innovative ideas that contribute not only to their departments but to the betterment of the company as a whole. We strive to empower our team to grow and professionally develop outside of their departmental circle, and to foster an environment where they can be their most authentic selves. Our DEI committee plays an essential role in developing a feeling of inclusion in our company. Their job is to create awareness of what it means to be inclusive and to appreciate one another for our cultures, experiences and diverse backgrounds.


We believe every voice should be heard. Each member of our team brings a unique perspective shaped by their individual life experiences, family, culture and hobbies. It is precisely these perspectives that allow us to approach our consumers with a human outlook. An outlook that reminds us to treat those around us, (consumer, business partner and coworker) as we want to be treated. Our employee spotlight sessions are opportunities for us to sit down with our colleagues and learn more about them on a deeper level outside of their day-to-day job responsibilities and to highlight them as human.

Our Dream Team

A dream team is a group of people who have been specially chosen to work together, and are considered to be the best at what they do.

In our case, we are happy smiling people who, together, make our company a success!

What our Employees Say

Lynn L.

The satisfaction of providing down payment assistance for a young family with children living in a 600 square foot apartment so they can move into a 3 bedroom home with a yard for the children is absolutely what we are all about. I am so humbled to be a part of that process.


Emenyo S.

"I am committed to bridging the homeownership gap"


James B.

"At CBC Mortgage Agency we work with people who are passionate about helping others achieve homeownership. It's great to be part of a culture that is positive and focused on making a difference."


We are Being Recognized