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Chenoa Talk

An educational hub for lenders and real estate agents that addresses the challenges of buying a home with solutions to help make an impact.

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A Snapshot of the California Dream for All Program

Last spring, the California Housing Agency (CALHFA) announced it was offering $300 million in down payment assistance (DPA) under its California Dream for All program.…
January 30, 2024

Choosing the Right Down Payment Assistance Strategy in a World of Options

At a time when home prices and interest rates are placing homeownership increasingly out of reach for first-time buyers, access to down payment assistance (DPA)…
December 1, 2023

New CRA Changes Spell Opportunity for Lenders

The Community Reinvestment Act, commonly known as the CRA, has been a pivotal law in the banking industry since 1977. Designed to curb discriminatory lending…
November 3, 2023

How to Help Rural Borrowers Overcome Homeownership Hurdles

Smart lenders are always looking beyond traditional financing solutions to find new ways to serve homebuyers. But right now, one of the biggest challenges buyers…
September 6, 2023

Digging Deeper to Find Homebuyer Prospects

It’s often said that the secret to success is the ability to dig deep. Two years ago, many homebuyers of modest means could get home…
June 28, 2023

How the Chenoa Fund Down Payment Assistance Program Helps IMBs and Credit Unions Overcome Down Payment Barriers

Most independent mortgage bankers and credit unions understand how challenging it can be to help first-time homebuyers, especially when they're the first ones in their…
April 7, 2023

How to Overcome Homeownership Roadblocks with Chenoa Fund

Everyone’s path to homeownership looks different, but most people will encounter a few roadblocks along the way. That’s certainly more likely these days, as higher…
March 13, 2023

Home Buying Advantages Not Available to Renters

Across the U.S., there are millions of renters who yearn to be homeowners or who are at least wondering if they would be better off…
February 9, 2023

How Softening Home Prices Impact New Originations

Housing markets are always evolving, although today’s market looks starkly different than it did one year ago. Not only have interest rates roughly doubled over…
January 13, 2023

Why Buying is Still Better than Renting

There’s no doubt that today’s higher interest rates are making it harder for Americans to buy their first home. But even with rates increasing, buying…
October 4, 2022

3 Ways to Increase Homebuyer Opportunities

Let’s be honest—it’s a tough market for originators, especially with interest rates at their highest level in decades. But if you’re passionate about serving your…
October 3, 2022

How to Save Up to One-third of Failed Mortgages

What would you do if one-third of the loans that you worked on could be saved? How many families would you help become homeowners? How…
September 7, 2022